Editorial policy

Accuracy

Each calculator uses a published formula that is explained on its page, and each example in our content is verified by calculation. We avoid quoting specific rates, limits and rules that change often, and we direct readers to official sources for current figures.

Independence

We do not accept payment to rank or recommend lenders, and we do not take loan applications. Content is written for readers, not advertisers.

How we make money

SmartLoansGuide is supported by display advertising served by third-party partners. Advertising never changes what our tools calculate or what our guides say. If we add affiliate links in future, they will be clearly labelled.

Corrections

If you spot an error, email contact@smartloansguide.com. We investigate, correct confirmed mistakes and update the page date.

Updates

We review pages regularly and show the last update date on each tool and guide.

Limits

We are not financial advisors or lenders. Our content is general education, and you should consult a qualified professional about your own situation.